Off Road Vehicle Insurance In New York

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Off Road Insurance

Insurance for ATVs and Off-Road Vehicles

(Which Do You Have?)

If you do any off road activities you know how valuable your vehicle is and how "things" can happen. So, If you own an ATV, a golf cart, a snowmobile, dune buggy or dirt bike, if you don't already most homeowners insurance policies give you little to no protection for your off-road vehicle, especially once you leave your property. An off-road vehicle insurance policy, though, may help cover you and your vehicle.

What Does Off-road Vehicle Insurance Cover?

An off-road vehicle insurance policy could help prevent you from paying out of pocket after a mishap on the trails. Coverages may include:

  • Collision Coverage

    If you hit a fence, fallen tree or another off-road vehicle, collision coverage may help cover the cost of repairs to your vehicle.

  • Bodily Injury Liability

    If you have an accident and you're found liable for someone else's injuries, bodily injury liability coverage may help cover that person's medical bills.

  • Property Damage Liability

    If you accidentally damage to someone else's property, such as a fence or vehicle, property damage liability coverage may help pay for repairs.

  • Comprehensive Coverage

    If your off-road vehicle is damaged by something other than a collision, comprehensive coverage may help pay for repairs. For instance, if your ATV is damaged by hail or your snowmobile is stolen, comprehensive coverage may help pay to repair or replace it. Read your policy to learn what risks it covers.

Remember you'll have to pay your deductible prior before your off insurance coverage will help pay for repairs to your off-road vehicle after a covered claim.

Coverage limits will also apply, so be sure to read your policy to learn how much protection it offers. Adam Drake and The Drake Agency can help answer your questions.

Depending on where you live or ride, you may be required to carry proof of liability insurance for your off-road vehicle. It's a good idea to check your local laws so you can make sure you comply with any insurance requirements.

Even when insurance isn't a legal requirement in your area, most people realize an off-road policy makes sense. This way no matter the weather, whether you're hitting the trails or heading out for a day of fun in the sun, you'll know you are safe and covered, just in case.

For the right Off-Road Vehicle insurance

Call The Drake Insurance Agency, Live Chat or Online Form.

Talk to an Off-Road Insurance Expert

Our team has been working in the financial industry for over 20 years now. We understand how important it is to work with an insurance agency that you can trust for reliable and effective service. When it comes to choosing the right off road insurance coverage for you and your off-road vehicle in the state of New York, we are your best choice.

MOST ASKED QUESTIONS

Off Road Insurance Frequently Asked Questions

  • Does car insurance cover off roading?


  • How much is off road insurance?


  • Does insurance cover off roading?


  • Do off road vehicles need insurance?


  • what does atv insurance cover?


  • How much is atv insurance?


  • What is ATV liability insurance?


  • Does ATV insurance cover blown engines?


  • Do I have to insure my ATV?


  • Does homeowners or auto insurance cover my ATV?


Get Your ATV Insurance coverage today in just minutes.

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