Auto Insurance Kings Park

Auto Insurance Kings Park

Kings Park Auto Insurance

Car insurance is a legal requirement for every driver and car owner in Kings Park, New York, and is a prerequisite for registering a vehicle. While you are driving, you are required to have a copy of your insurance policy on you at all times. If you don't comply, you risk having your license revoked, going to jail, and paying substantial fines. If you fail to keep your insurance coverage current, you run the risk of having your driver's license and car registration revoked.

The minimal criteria for insurance that must be met in Kings Park, New York, are included below. Get in touch with The Drake Insurance Agency for car insurance quotes in Kings Park, Long Island, as well as in New York City and the other boroughs, if you're interested in obtaining supplemental coverage that safeguards your vehicle even further.

Bodily Injury Liability Insurance

This covers the cost of injuries and deaths in an auto accident that you were found to have caused.

Property Damage Liability Insurance

This covers the cost of repairs or replacements of damaged properties in an accident that you were found to have caused.

Personal Injury Protection Insurance

Injuries will be covered by your own insurance policy regardless of who was at fault for the accident. Also known as “No Fault”

Collision Coverage Insurance

This covers the cost of repairs in a collision, whether another vehicle is involved or not.

Comprehensive Insurance

This covers losses in an auto accident where the damage was not caused by a collision.

Uninsured / Under Insured Motorist

This covers losses in auto accidents where the other party does not have insurance or does not have enough insurance. It can also be used in hit-and-run situations.

Roadside Assistance

This optional coverage helps with any roadside service that may be needed including but not limited to a tow, fixing a flat, jump starting the battery, and being locked out of your car.

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Rental Car

This optional coverage covers the cost of having to rent a car while your car is being repaired due to an accident.

Choose your insurance coverage.

Choose the appropriate amount of coverage for yourself by taking into account both your personal circumstances and the law. Your auto insurance company in Kings Park can provide assistance in this matter.

Choose your Insurance limits.

Be cautious of the minimum standards set by the state and increase your insurance coverage if you think it's necessary. The process is simplified when you collaborate with an insurance agency in Kings Park NY.

Choose your deductible.

This is the amount that you will be responsible for paying out of pocket before the insurance policy begins to cover the remaining costs. Keep in mind that the larger monthly payments will more than make up for the lower deductibles.

Talk to an Auto Insurance Expert in Kings Park

Trust has been the most important thing to us over our more than 20 years working in the Insurance industry. Because of this, we are in a position to provide the most efficient and dependable service possible to each of our customers. We can help you with car insurance that's right for you, in Kings Park and greater New York.